Climb; +1 rank, +3 class, +4 ability = +8-4 Armor check penalty=4
Acrobatics; +2 ability, -4 armor = -2
Appraise; 0 ability =0 (=2 racial if gemstones or metal work)
Bluff; -2 ability= -2
Diplomacy; -2 ability= -2
Disguise; -2 ability= -2
Escape Artist; +2 ability = +2
Heal; 0 ability = 0
Intimidate; -2 ability = -2
Perception; 0 ability +1 rank +4 class +1 trait= 6 (+2 racial to notice unusual stonework. Includimng traps and secret doors. Automatic check if wihtin 10')
Perform; -2 ability= -2
Ride; +2 ability -4 armor check penalty= -2
Sense Motive; ability 0= 0
Stealth; +2 ability -4 armor check penalty= -2
Survival; 0 ability = 0
Swim; ability +4 = 4 -4 armor check penalty= 0