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Aaand you just proved that you can't put a Cavalier's Banner on a Shield without the enchantment... :D
By RAW you can't Display a Champion's Banner on a Shield without creating a new Magic Item... A Champions Banner is a magic object in his own right, not an enchantment you can enhance a shield with...
But through the Magic Item creation phase I would authorize it... In PFS I doubt you can... :)
The Banners are typically slotless Items though, if it specified a slot it used I would immediately say "no you couldn't" but in this case you would have the slotless enchanted item displayed on a shield which you put 4k+ base shield price in order to display your Cavaliers banner.
Take the item Lord's Banner from the APG.Banner, Lord’s
Aura moderate (various schools); CL 10th
Slot none; Price 100,000 gp (crusades), 10,000 gp (swiftness), 56,000 gp (terror), 75,000 gp (victory); Weight 3 lbs.
Description
A lord’s banner is a cloth flag or standard, typically at least 2 feet wide and 4 feet long (though some are up to twice that size), meant to be carried and displayed on a lance, polearm, frame, or staff. It has no effect when not mounted properly or when laying on the ground. It normally depicts the insignia or heraldic symbol of a particular noble.
A lord’s banner may be carried (on foot or mounted) or planted. In the latter case, the banner does not need a bearer, but if it is toppled or touched by an enemy, it loses its effectiveness until reclaimed and replanted by allies of its owner.
Crusades: A noble-looking lord’s banner of crusades emits a hallow effect in a 40-foot radius around it, so long as it is borne by one true to the religion of the person whose crest is on the banner (these sorts of banners usually have a holy symbol or other religious insignia worked into the design). The banner displays the faith’s holy symbol along with the owner’s crest.
Swiftness: A group or army that are traveling under a lord’s banner of swiftness can make a forced march without needing Constitution checks or suffering any nonlethal damage from doing so, allowing them to cover great distances while still arriving ready to do battle. This ability affects all allied creatures within 1 mile as long as they are able to see the banner at least once a day.
Terror: Enemies of the bearer of a lord’s banner of terror, while within 30 feet and able to see the banner, must make a Will saving throw (DC 16) or become panicked, fleeing as quickly as possible for as long as they can see the banner. Those that succeed on the save are shaken. A creature that makes its saving throw is immune to the banner’s effects for 1 day.
Victory: Allies of the owner of a lord’s banner of victory gain a +2 morale bonus on attack rolls, saves, and skill checks for as long as they can see the banner.
Construction Requirements
Craft Wondrous Item, eagle’s splendor (leadership), hallow (crusades), freedom of movement (swiftness), fear (terror), heroism (victory); Cost 50,000 gp (crusades), 5,000 gp (swiftness), 28,000 gp (terror), 37,500 gp (victory)
Could you not assume that your 4k+ shield is the frame that it is displayed on? Since that specific enchantment gives it the ability to display your banner?