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Just out of curiousity. How would charging the customer the 2% surcharge actualy work ?

Lets just say that I buy $100 worth of goods. If I wanted to use an AMEX card they would then charge me $102 (100 + 2%). If I was trying to use the card to begin with wouldn't they charge the card $102. Wouldn't the store then be charged a surcharge based on the $102 and not the $100. Maybe I am missing something. Just don't see how the fee could be passed on to the customer.