Yewstance |
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I don't know the scenario power of the top of my head, so I can't answer the second question (though note that Scenario powers overrule card powers if there's an explicit conflict, as explained in the Golden Rule textbox towards the start of the Mummy's Mask rulebook).
To answer your first question, however, Loot cards are automatically acquired when encountered. I think this is in the rulebook, perhaps under the Boon Types section. Sorry I can't reference a specific passage right now; I'll check when I get time so I can give references.