Have I missed something in the rules or is it really so that characters in vehicles take no damage in collisions or ramming? Meaning you could drive a plane straight to a mountain or a car full speed to a wall and only the vehicle gets destroyed?
It came us as characters were standing inside a one-car-train and another one rammed them destroying the train.
Yeah, there's nothing in the core rulebook. I had to invent my own, though I did post them in the homebrew section.