Much depends on the rest of the party. If there's a high-Cha character (which a Bard doesn't need to be) or one who can spare a feat or trait, let them take UMD. And if you've a well-rounded party there's no need for UMD at all.
But if the above doesn't apply, then yes: it would be "worth it" for the Bard to take UMD.
I say yes, it is a gate way to all sorts of funny and great options. Make sure you built up a library of different scrolls and you can ad even more versatility to a already very Versatile class. But if you only have 4 skill points pr level it May bea bad idea.
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The big selling point of UMD in PFS is that you can't keep the magic items. So if you come across some random wand in a scenario you squeeze as many charges out of it as you can.
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YES. Max ranks UMD. Even with high Cha and max ranks my 12th level bard had to roll pretty high to fire off a 6th level wizard scroll... UMD is not a skill you can just throw a couple ranks in, unless you don't mind being limited to wands.
Greater disarm via whip vs. wizard staff or rod = fun times.
YES. Max ranks UMD. Even with high Cha and max ranks my 12th level bard had to roll pretty high to fire off a 6th level wizard scroll... UMD is not a skill you can just throw a couple ranks in, unless you don't mind being limited to wands.
Greater disarm via whip vs. wizard staff or rod = fun times.
And if you build towards it, you can even wind up high enough to read 6th level scrolls w/out a hitch. At 11th I ended up with a 31 UMD, which allowed me to fake the stat needed and the class level required on 6th level scrolls and succeed on a 1.
EDIT: Expensive, but a secondary healer with heal was a life saver in a couple of scenarios.
In PFS, I think everyone should invest in UMD. I've had tables where there coincidentally is a scroll of remove X shortly after or before you get hit with condition X. But there is no one that can activate it.
I've seen a couple of tables where not a single character had even a single rank in UMD and all were martial characters. So no one could activate their heal wands. They had to 'waste' a bunch of money on potions before they left on mission.
There are often scrolls, wands, or staves found during a mission that no one at the table can use with their class abilities.
Non-PFS, it is often less important since there is more likely to be a few different types of casters and usually you only need 1 or 2 characters to have ranks in UMD. But in PFS a large number of players always assume someone else will be the 1 guy with UMD. So it ends up being nobody.
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Never hurts to invest in UMD. Totally worth it. One example is fast movement:
Spend 2 pp on a Wand of Longstrider. Activate with UMD out of combat. Your move is now +10' for the next hour, which is often the entire PFS run. Use up all 50 charges over your entire PFS career.