|The Game Mechanics|
Smaller companies, like Runic Games (guys behind Torchlight) had to get financing (bought off by PerfectWorld owners), and yet they still have problems with completing the game, satisfying themselves with Torchlight 2.
As an employee of Runic Games, I feel a bit of clarification is called for here.
Runic Games had long been planning a two-fold approach to following up Torchlight: Torchlight II, and, eventually, a Torchlight MMO.
Torchlight II is still in development (but we're close). The Torchlight MMO is still only in the planning stages, because all of our resources are currently dedicated to Torchlight II. It's a bit of a stretch to call that "having problems with completing the game"; it's like saying Ubisoft is having problems completing Battlefield 4.
And Perfect World didn't "buy off" Runic Games. They provided financing so we could finish Torchlight II SOONER, rather than later.
I'm not saying your overall concern isn't valid--only that you're mistaken in your assertions about Runic.