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Actually in both cases you name the leader is not the best combatant in the stories. Both of those leaders had champions who were much better at fighting then they were. Charlemagne had Roland, and Arthur had Lancelot. The question is do you want to be Arthur, or Lancelot?
If you are going for the leader play a human cavalier with at least a 13 INT and put your favored class bonus to skills. This gives you 7 skill points per level which should be more than enough to cover all your social and leadership skills. With this many skill points you can use your feats for combat so you are at least competent in battle. Also realize that you don’t need to max out all skills. You need to have a high enough roll to deal with ordinary people. One or two skills will probably be maxed out but the rest can be spread out. The key to a successful leader is not being the best at everything, but understanding a little of everything and hiring experts to advise you.
You may want to go for a defensive build. A leader’s job in combat is to provide leadership and tactics and survive the battle. Combat Expertise would seem to fit this.