|Jiggy RPG Superstar 2012 Top 32|
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A 20th-level fighter and a 20th-level wizard/sorcerer/whatever each wake up naked on the beaches of separate islands. The fighter encounters a CR 3 incorporeal creature, while the wizard encounters a CR 3 creature that's immune to magic.
The caster flies into the air and decides, at his leisure, whether he'd rather teleport home, summon a creature to fight for him while he takes a nap, cast transform and win in hand-to-hand combat, blast it with conjured acid/stones/whatever, or even just pick up a club and win the fight based purely on his 20th-level BAB/HP/etc.
The fighter hopes he can outrun the CR 3 creature long enough to find some spare magic lying around so he won't die.
This is a problem.