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And then a melee reincarnates into the body of a 6-year old / 90-year old. --> Slit your own throat to get a new roll, or trash the character.
Oh, but that's only if you don't want Negative Levels or Ability Burn. You know, those things that make characters more likely to die if the don't spend more of their gold?
Raise Dead becomes the cheaper option, suddenly...
To the OP: you say you wanted to make Reincarnation more like its mythological roots, but then do nothing to actually accomplish that. First, the person's deeds(alignment) are taking into account and then his soul is reborn in a infant body of whatever the gods decided he deserve to come back as. Humans/humanoids were not the highest reward.
And things like backstory and class and ability scores are entirely linked to the body because the soul doesn't work out or retain memories.