|Chad Brown Pathfinder Adventure Card Game Developer|
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To elaborate on what Mike said: sometimes we want an effect like "the monster you hit with this spell is less effective at dealing damage", and sometimes we want an effect like "the character you hit with this spell is protected from damage". These often produce a similar outcome, but not always. Thus, sometimes we prevent damage dealt by a bane, and other times we prevent damage dealt to a character. The first stops Structural damage, and the second doesn't. This is intentional.
It's not an accident that we put some cards that *can* reduce Structural damage in the set with Ships. It might be an accident if we put cards in RotR that effectively reduce Structural damage, and we'd like to hear about those.
Thanks for playing!